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You can request the housekeeper contribute to replacing the item. Mmm will not pay out for minor damages below the value of £100....

Both companies have their own insurance to cover any damage that occurs whilst working at your home.  Any claims will be dealt with by them personally....

Your housekeeper will report any damage she causes to you and to Mmm.  Each claim is treated individually however we have an excess on our policy of £100 for minor...